ENID, Okla. — Search warrants filed in the investigation of an ex-mayor and former Enid bank officer identify two other people who had loans taken out in their names.

Enid Police Department began investigating Ernst "Ernie" Currier on Sept. 5 after a report of an identity theft was made with the department, court records show. Currier resigned his position as vice president of commercial lending at Security National Bank on Sept. 5.

According to the earliest filed search warrants, EPD received a report in reference to an identity theft at Security National Bank, where someone had taken out two loans for $125,000 and $145,000 in a man's name, according to the records. The first man told police he received a call from SNB on Aug. 31 stating he had some delinquent farm equipment loans.

When that man called to check the bank's records for him, everything was correct except for the address. The bank's address for the man was for a post office box in Sunset Plaza, according to the records.

The man called Currier and was initially told it was a "banking error," according to documents. In a subsequent call to Currier, the man told police Currier admitted to taking out the loans in his name. He said Currier told him what he'd done was illegal, apologized and asked for time before he told anyone.

According to one of the recently filed search warrants, a friend of the man who made the initial report also contacted police.

The second man said he had previously taken out an auto loan from Currier several years before but was told by the first man he should check at SNB for any outstanding loans in his name, according to the documents. The second man said he told his friend there should not be any loans because he had no business with the bank since the auto loan.

The second man told police when he called the bank he discovered at least one fraudulent loan, according to the documents.

A third man contacted police after being told he should check if there were any outstanding loans in his name through SNB.

The third man told police he helped Currier at First Baptist Church, according to the documents. In the fall of 2016, Currier asked him to do a background check, providing Currier with his name, date of birth and Social Security number. The third man said this all occurred in Currier's office at the bank.

The third man said he should not have any loans through the bank. When he checked, the third man discovered three loans taken out in his name for a total of $265,000, according to the court documents.

Online court records show Currier has not been formally charged.

Attorney Clint Claypole, who is representing Currier, issued the following statement Tuesday.

"We have been in contact with all investigating authorities since this investigation began," Claypole said. "We are committed to keeping those lines of communication open and look forward to cooperating fully with the investigation to ensure it can be completed as quickly and easily as possible."

Currier said previously through his attorney: "We’ve been in contact with law enforcement from the beginning of this investigation. We intend to cooperate fully with the investigators and look forward to it being completed as soon as possible.”

A 2014 Pillar of the Plains honoree, Currier is the 2016 Greater Enid Chamber of Commerce Citizen of the Year. He has taught young adult Sunday school at First Baptist Church in Enid.

When contacted for comment, Senior Pastor Kelly Russell issued a statement concerning Currier’s ties to the church.

“Ernie Currier is a member of First Baptist Church who has stepped down from any leadership roles he may have held,” Russell wrote. “Our church is here to love Ernie and his family, and to love and support the community.”

SNB has reassured its customers and continues to work with investigators.

“We are unable to comment on the ongoing investigation,” April Danahy, vice president of human resources and corporate communications for SNB, said Sept. 20. “The Enid Police Department’s professionalism and diligence into this extremely disheartening event is to be commended. They have worked side by side with us to identify those who may have been affected by this activity and to identify any and all other individuals who are involved.”

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Rains is police and court reporter for the Enid News & Eagle. He can be reached at crains@enidnews.com.


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