Save your pocket change. I wanted to say create a home budget which includes a regular system of saving, but I know that I’d just be talking to myself. If your parents haven’t already brought you there by now, what I say in a few seconds isn’t going to stick. But you can save your pocket change in a flowerpot or a Pepsi bottle or, heck, a piggy bank. It’s better if you can see it, though. The effect of doing this is miraculous. Over time — even if your parents didn’t teach you this — you will see a little savings over time adds up.
Love God with all your heart and mind and soul and love your neighbor as yourself. Okay, I’ve crossed a line. A university official just started writing a press release to put distance between the university and me. (I suspect they have one on file already.) Church, state, wall of separation; I get that. There are people who don’t believe in God. If you don’t, love your neighbor anyway. Regardless, do something to get out of the center of your own little, self-made universe. We all have one. The name for it is Hell.
Do not worry about what others are thinking of you. It’s not that image isn’t important; it is. Don’t worry about what people think about you because they are probably not thinking about you. People have their own lives, their own problems. They really don’t have that much time to think about whatever you’ve done lately.
But, in the bigger picture, don’t worry. Worry is an unprofitable activity. Instead of worrying, plan and do it carefully and systematically. Talk to others and get their ideas. Do the best you can, pray, and live with what happens.